Underwriter
Regulator
Claims Processing
N/A A. M. Best Rating
25.4
BrokerFish Rating
Morgan Price International Health Insurance

UK based Morgan Price are a dedicated provider of international health insurance solutions for expats worldwide. Founded in 1999 and underwritten by Aria Insurance, they are what is known as a managing general agent (MGA) which means that they act on behalf of insurers in terms of product design, administration, premium collection with an amount of delegated authority from that insurer.

Key Facts
  • Founded: 1999
  • HQ: UK
  • Support:
Eligibility
  • Min Entry Age: 18
  • Maximum Entry Age: 74
  • Policy Holder: Expatriate
Highlights
  • Highly Price Competitive
  • Moratorium and Full Medical Underwriting
  • 30 day money back guarantee
  • Apply online enabled
  • Renew automatically
  • Switch from current policy enabled
  • Possible cover for pre-existing conditions
Morgan Price Evolution Health Plan Options

Morgan Price provide limited flexibility in the options that you can add onto your product and instead rely on a more traditional approach to offering benefits. Given that they offer five their sub-products which is a relatively high number within the market, the need for optional extras will not be a major issue for most.

USA Cover

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Morgan Price Evolution Health Member Services

Access a wide range of quality membership services from Morgan Price.

As a Morgan Price Evolution Healthmember you'll be treated to: 24/7/365 emergency multilingual helpline access, automatic membership in the Blood Care Foundation and access to state of the art claims processing by their service partners.

Morgan Price Evolution Health Sub Products

The "Evolution Health" range is lifetime renewable and consists of the following sub-products: Standard, Standard Plus, Comprehensive, Premium and Elite which increase in levels of care and benefits limits that they provide. Amongst other things, the highly price competitive Standard policy covers you for in-patient / hospitalisation, diagnostic tests and physiotherapy up to a reasonable overall maximum limit of $0.5 million. Similar to Standard, Standard Plus adds additional in-patient treatment for psychiatric and home nursing in addition to basic out-patient care. The remaining three sub-policies extend from there with the Elite product providing cover up to a maximum of $2 million.

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The Evolution Health policy range provides cover on a global basis.

Choose from either "Europe", "Worldwide Excluding USA" or "Worldwide" if you need cover worldwide. This policy allows you to live in the USA and receive treatment which is a rare feature in the market. Most others provide the option to get covered in the USA but not as a full time resident - only a temporary trip type basis. Expats therefore that will live in USA for most of the year should consider the Evolution Health policy range closely.

Table of Benefits
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Kudos to you guys for taking steps to make insurance a more bearable user experience :]

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