Underwriter
Regulator
Claims Processing
B++ A. M. Best Rating
28.2
BrokerFish Rating
Expatriate Healthcare International Health Insurance

Expatriate Healthcare plans have been created by experienced insurance professionals to provide expatriates with rich benefits at a reasonable price. Their three levels of cover, "Primary", <"Primary+" and "Select" providing increasing benefits, including Preventative Care, Dental, Optical Care, Maternity Care, Complimentary Medicine, Emergency Assistance, HIV & Chronic Conditions, and policy holders enjoy a no-claim discount of up to 20% after three years.

Apply for an Expatriate Healthcare plan for Instant Cover, 24 Hour Support, No Hospital Restrictions, Comprehensive Protection, Chronic & Terminal Cover and No Out-of-pocket Hospital Expenses. Expatriate Healthcare also allows you to add other related non-healthcare benefits to the plan, including Term Life cover, Travel Insurance and Income Replacement cover.

Key Facts
  • Founded: 2003
  • HQ: UK
  • Support: UK
Eligibility
  • Min Entry Age: 18
  • Maximum Entry Age: 65
  • Policy Holder: Expatriate
Download PDFs
Highlights
  • Excellent member service from UK
  • Efficient online application
  • Accept commercial pilots
  • Lifetime renewable
  • Renewable premium discount possible
  • Preventative benefits
Expatriate Healthcare International Plan Options

While Expatriate Healthcare offer great flexibility in their area of cover segmentation to more tightly price their products, they are limited when compared with rivals in the market in the optional benefits department which may or may not be an issue depending on your requirements.

Your personal information is protected using the strongest encryption technology, using 2048-bit and SHA-2.

Term Life Plan
Travel Plan
Expatriate Healthcare International Member Services

As an Expatriate Healthcare policy holder, you'll have access to a range of valuable membership services.

Pick and choose from any hospital / medical facility as required as avail of their 24/7/365 claims assistance line for immediate help and advice when you need it most. Another key strength is their dedicated emergency assistance services in the event of emergency enabling your immediate access to expert medical and evacuation assistance.

Expatriate Healthcare International Sub Products

Expatriate Healthcare offer three levels of cover for the international health insurance product that they offer: "Primary", "Primary +" and "Select", providing protection wherever you're based in the world.

Their first level of cover known as "Primary" provides In-Patient and basic Out-Patient benefits, while their remaining two levels of cover "Primary +" and "Select") add increasing levels of out-patient care, preventative healthcare benefits and maternity cover.

Expatriate Healthcare offers several options to reduce your premium costs by selecting a plan deductible (also knownn as excess) on your policy on a "per medical condition" basis. Options available are €0, €500, €5,000 for their Primary plan and €0, €50, €100, €250 and €5,000 for the Primary + Select plans.

Speak with a BrokerFish advisor today. Get Help Now > We guarantee 100% privacy. Your information will not be shared.
Thank you. One of our advisors will be in touch shortly.
Quote Mark

Kudos to you guys for taking steps to make insurance a more bearable user experience :]

PHILIP, Start-up Co-founder, CHINARating
Fast & Simple Application
Privacy Seals

Expatriate Healthcare premiums are based on where you wish to receive medical treatment and grouped into five regions accordingly. You should select a region that is most appropriate to your geographical needs. For example if you live in Thailand, but also want to receive treatment in France then you should select Area 3. They do exclude several countries in Africa and some in Europe to be aware of.

Area 1Includes:
Algeria, Bangladesh, Cambodia, Guam, Laos, Mongolia, Morocco, Myanmar, Nepal, Pakistan, Philippines, Tanzania, Vanuatu, Vietnam and Western Samoa

Area 2Includes all countries in Area 1 and:
Angola, Bahrain, Benin, Botswana, Brunei, Burkina Faso, Burundi, Cameroon, Central African Republic, Chad, Chile, Congo, Djibouti, Egypt, Ethiopia, Fiji, French Polynesia, Gambia, Ghana, India, Indonesia, Iran, Iraq, Ivory Coast, Jamaica, Kenya, Korea, Lesotho, Liberia, Libya, Madagascar, Malawi, Malaysia, Maldives, Mali, Mauritania, Mauritius, Mozanbique, Namibia, New Caledonia, Nicaragua, Niger, Nigeria, Papua New Guinea, Paraguay, Peru, Rwanda, Senegal, Seychelles, Sierra Leone, Somali Republic, South Africa, Sri Lanka, Sudan, Swaziland, Syria, Thailand, Togo, Tunisia, U.S. Samoa, Uganda, United Arab Emirates, Uruguay, Venezuela, West Indies, Zaire, Zambia and Zimbabwe

Area 3Includes all countries in Areas 1, 2 and:
Afghanistan, Albania, Andorra, Armenia, Australia, Austria, Azerbajan, Belgium, Bolivia, Bosnia, Bulgaria, Bylorussia, Colombia, Corsica, Costa Rica, Crete, Croatia, Cuba, Cyprus, Czech Republic, Denmark, Ecuador, Falklands, Finland, France, Georgia, Germany, Gibraltar, Greece, Greenland, Guatemala, Guernsey/Alderney, Honduras, Hungary, Iceland, Irish Republic, Israel, Italy, Jersey, Jordan, Khazakstan, Kuwait, Latvia, Lebanon, Liechtenstein, Lithuania, Luxembourg, Malta, Moldavia, Monaco, Netherlands, New Zealand, Northern Ireland, Norway, Oman, Panama, Poland, Portugal, Puerto Rico, Qatar, Romania, Russia, Sardinia, Saudi Arabia, Serbia, Siberia, Sicily, Singapore, Slovenia, Soloman Islands, Spain, Sweden, Tahiti, Taiwan, Tasmania, Tonga, Turkey, Turks And Caicos Islands, Ukraine, United Kingdom, Uzbekistan and Yemen

Area 4Includes all countries in Areas 1, 2, 3 and:
Brazil, China (Exc. Hong Kong), Hong Kong, Japan and Mexico

Area 5Includes all countries in Areas 1, 2, 3, 4 and
Alaska, Antigua, Argentina, Bahamas, Barbados, Belise, Bermuda, British Virgin Islands, Canada, Cayman Islands, Dominican Republic, Grenada, Haiti, Hawaiian Islands, Netherlands Antilles, Other Carib Islands, St Lucia, Switzerland, Trinidad/Tobago, United States Of America and Virgin Islands

Expatriate Healthcare Table of Benefits

Compare Expatriate Healthcare International Sub Products

Compare Plans

Primary Primary+ Select
Premium per month Get Quotes Get Quotes Get Quotes
Deductibles
Brochure Pack Download Llyods Brochure Pack Download Llyods Brochure Pack Download Llyods Brochure Pack
Maximum Benefit

$1.35 million

$2.025 million

$6.75 million

USA Elective Treatment

In-Patient

Primary

Primary+

Select

Hospital Accommodation

Semi-Private or Private

Semi-Private or Private

Semi-Private or Private

In-Patient Surgery
Diagnostic Tests
Prescription Drugs
Organ Transplant

$135,000

$202,500

$405,000

Physiotherapy
Rehabilitation

$2,700

$2,700

$2,700

Hospice

$20,250

$27,250

$40,500

Local Ambulance Local Ambulance
Cover for local ambulance expenses incurred where an ambulance is medically necessary to transport the patient.
Oncology

Out-Patient

Primary

Primary+

Select

Out-Patient Surgery
Medical Practitioner Fees

60 days (Pre-hospital admission)

Specialist Fees

60 days (Pre-hospital admission)

Prescription Drugs

60 days (Pre-hospital admission)

Diagnostic Tests

60 days (Pre-hospital admission)

Diagnostic Scans

60 days (Pre-hospital admission)

Home Nursing Care

30 days

30 days

30 days

Prosthetic Devices

$2,700

$2,700

$2,700

Chiropractic

max 10 sessions

max 10 sessions

HIV / AIDS HIV / AIDS
Antiretroviral (ARV) drug treatment that is covered in the event of HIV/AIDS contraction that aims to lessen the likelihood of a patient becoming ill for many years.

$67,500 (lifetime limit)

$67,500 (lifetime limit)

Physiotherapy

60 days (Pre-hospital admission)

$4,050 (10 sessions)

$4,050 (10 sessions)

Oncology
Alternative Therapies

$8,100 (10 sessions)

$8,100 (10 sessions)

Maternity

Primary

Primary+

Select

Pregnancy & Birth Pregnancy & Birth
Cover for expenses associated with routine pregnancy and delivery.

$10,150

Newborn Care

$33,750

Congenital Disorder Congenital Disorder
Newborn defects present at birth.
Complications of Pregnancy Complications of Pregnancy
Refers to the health of the mother during the pre-natal (preceding) stages of pregnancy such as miscarriage or stillbirth.

$6,750

$6,750

Dental

Primary

Primary+

Select

Emergency In-Patient
Emergency Out-Patient

$1,013 (80%)

Routine

$1,013 (80%)

Complex

$1,013 (80%)

Orthodontic

Well-Being

Primary

Primary+

Select

Routine Health Check
Vaccinations

Psychiatric

Primary

Primary+

Select

In-Patient Treatment

30 days

30 days

30 days

Out-Patient Treatment

60 days (Pre-hospital admission)

$4,050 (10 sessions)

$4,050 (10 sessions)

Evacuation

Primary

Primary+

Select

Medical Evacuation
Medical Repatriation
Repat' of mortal remains

$6,750

$6,750

$13,500

Compassionate visit
Companion expenses

$100 per day

$135 per day

$203 per day

Optical

Optical
Treatment designed to pay a portion of the costs associated with correcting vision.

Primary

Primary+

Select

Eye tests & consultations

$203

Glasses & contacts

$203

Chronic Conditions

Primary

Primary+

Select

Monitoring & maintenance

$2,700

$2,700

Stabilisation of chronic episode

$2,700

$2,700

Premium per month Get Quotes Get Quotes Get Quotes
TRUSTe Your privacy is important to us We do not sell your personal information to 3rd parties without your consent. To learn more read our privacy policy.
Save & Email Quotes >
Thank you. One of our advisors will be in touch shortly.
Quote Mark

Kudos to you guys for taking steps to make insurance a more bearable user experience :]

PHILIP, Start-up Co-founder, CHINARating
Your privacy is important to us We do not sell your personal information to 3rd parties without your consent. To learn more read our privacy policy.
Privacy Seals
If you have a question we would love to help
MALAYSIA +60 3 9212 1411 Serving ALL COUNTRIES
Thank you. One of our advisors will be in touch shortly.
Quote Mark

Kudos to you guys for taking steps to make insurance a more bearable user experience :]

PHILIP, Start-up Co-founder, CHINARating