Underwriter
Regulator
A A. M. Best Rating
23.9
BrokerFish Rating
Best Doctors International Health Insurance

Best Doctors has a lot of experience and offers international medical insurance plans supported by unique services to their members, including the InterConsultation™ service, offering expert second opinion from the world's best doctors.

Their multi-disciplinary team lead by Harvard-affiliated physicians will undertake comprehensive analysis of your medical information, review (and even retest) pathology and search the Best Doctors database for the best medical specialist to give you an independent report on your diagnosis and recommended treatment.

Working with you and your doctor, Best Doctors provide additional support to ensure you can make vital medical decisions with confidence. The results of the InterConsultation™ service speak for themselves. In 55% of the cases that were investigated, Best Doctors specialists changed the original diagnosis or recommended a different treatment plan.

Key Facts
  • Founded: 1989
  • HQ: USA
  • Support:
Eligibility
  • Min Entry Age: 18
  • Maximum Entry Age: 64
  • Policy Holder: Expatriate
Highlights
  • Access to top 5% doctors and specialists
  • Full Medical Underwriting
  • Lifetime renewable
Best Doctors Individual Plan Options

Best Doctors provide added flexibility by allowing you to add-on optional cover to your main policy. Shape the cover you want by adding options to your sub-product as follows:

USA Cover
Organ Transplant
Maternity Complications
CriticalSelect™

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Best Doctors Individual Member Services

Get access to Best Doctors unique service offering as an international member.

Best Doctors provide a wide range of high-quality services from emergency assistance, medical advisory, second opinions and . Their core service offering is in their unique database of the 50,000 best specialists in the world - an invaluable resource that allows you to access healthcare leaders in over 400 medical specialties in 30 countries. These are the doctors whose reputation for clinical excellence puts them in the top 5% of their specialty.

Best Doctors Individual Sub Products

Best Doctors offer four plans, "Medical Elite", "Premier Plus", "Global Care" and "Ultimate Care", that also offer cover riders such as for Maternity, Organ Transplants or Critical illness. These plans are supported by a comprehensive Hospital partner list across the United States, Central and South America.

Together with their InterConsultation™ service, members enjoy Best Doctors Concierge™ service, coordinating medical appointments, hospital admission, travel arrangements, accommodation and transportation when services are rendered outside of the Insured's Country of Residence.

Elite plan members in addition get access to the Elite Navigator™ service, where your personal physician advocate will help you to understand your diagnostic tests, medical check-up results, and will provide support to empower you to have more effective conversations with your own treating physician.

Best Doctors plan are suited to those wanting access to the best medical support service from the best doctors on a global basis.

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The Individual range of policies provide cover in most countries of with world with the option to purchase USA cover should you need to visit there.

There are a few countries that are excluded from cover including Myanmar, Ireland, Greenland and several countries in Africa.

Compare Best Doctors Individual Sub Products

Compare Plans

UltimateCare™ GlobalCare™ PremierPlus™ MedicalElite™
Premium per month Get Quotes Get Quotes Get Quotes Get Quotes
Deductibles
Brochure Pack Download Lloyd's Brochure Pack Download Lloyd's Brochure Pack Download Lloyd's Brochure Pack Download Lloyd's Brochure Pack
Maximum Benefit

$1 million

$2 million

$3 million

$5 million

USA Elective Treatment

In-Patient

UltimateCare™

GlobalCare™

PremierPlus™

MedicalElite™

Hospital Accommodation

Private

Private

Private

Private

In-Patient Surgery
Diagnostic Tests
Prescription Drugs

$6,000

Organ Transplant

$200,000

$250,000

$1 million

$2 million

Physiotherapy
Rehabilitation

$6,000

Hospice

$15,000

Local Ambulance Local Ambulance
Cover for local ambulance expenses incurred where an ambulance is medically necessary to transport the patient.
Oncology

$200,000

Out-Patient

UltimateCare™

GlobalCare™

PremierPlus™

MedicalElite™

Out-Patient Surgery
Medical Practitioner Fees

100% in-network

100% in-network

Specialist Fees

100% in-network

100% in-network

Prescription Drugs

$6,000

Diagnostic Tests
Diagnostic Scans
Home Nursing Care

$6,000

Prosthetic Devices
Chiropractic
HIV / AIDS HIV / AIDS
Antiretroviral (ARV) drug treatment that is covered in the event of HIV/AIDS contraction that aims to lessen the likelihood of a patient becoming ill for many years.

$250,000 (wait 2 years)

$500,000 (wait 2 years)

Physiotherapy
Oncology
Alternative Therapies

Maternity

UltimateCare™

GlobalCare™

PremierPlus™

MedicalElite™

Pregnancy & Birth Pregnancy & Birth
Cover for expenses associated with routine pregnancy and delivery.
Newborn Care
Congenital Disorder Congenital Disorder
Newborn defects present at birth.

10% of max benefits (wait 2 years)

$250,000

$350,000

$1 million

Complications of Pregnancy Complications of Pregnancy
Refers to the health of the mother during the pre-natal (preceding) stages of pregnancy such as miscarriage or stillbirth.

Dental

UltimateCare™

GlobalCare™

PremierPlus™

MedicalElite™

Emergency In-Patient

within first 90 days of incident

within first 90 days of incident

within first 90 days of incident

within first 90 days of incident

Emergency Out-Patient

within first 90 days of incident

within first 90 days of incident

within first 90 days of incident

within first 90 days of incident

Routine
Complex
Orthodontic

Well-Being

UltimateCare™

GlobalCare™

PremierPlus™

MedicalElite™

Routine Health Check

Newborns only

Newborns only

$300 per year

Vaccinations

Psychiatric

UltimateCare™

GlobalCare™

PremierPlus™

MedicalElite™

In-Patient Treatment

$2,000

$2,500

$3,000

Out-Patient Treatment

$2,000

$2,500

$3,000

Evacuation

UltimateCare™

GlobalCare™

PremierPlus™

MedicalElite™

Medical Evacuation
Medical Repatriation
Repat' of mortal remains

$10,000

$10,000

$50,000

Compassionate visit
Companion expenses

Optical

Optical
Treatment designed to pay a portion of the costs associated with correcting vision.

UltimateCare™

GlobalCare™

PremierPlus™

MedicalElite™

Eye tests & consultations
Glasses & contacts

Chronic Conditions

UltimateCare™

GlobalCare™

PremierPlus™

MedicalElite™

Monitoring & maintenance
Stabilisation of chronic episode
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Kudos to you guys for taking steps to make insurance a more bearable user experience :]

PHILIP, Start-up Co-founder, CHINARating