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Aviva International Health Insurance

Aviva is a global company with experience in healthcare systems in dozens of countries. Aviva's expat medical insurance plans are award winning specifically designed for expats needing medical insurance for their new life abroad.

The policy documents are clear and simple to understand and the plans provide comprehensive cover. The "Supreme" plan suits those looking for comprehensive cover, while the Classic plan is a bit more cost effective, but still covering all the major benefits.

Key Facts
  • Founded: 2000
  • HQ: UK
  • Support:
Eligibility
  • Min Entry Age: 17
  • Maximum Entry Age: 99
  • Policy Holder: Expatriate
Highlights
  • World-Class Provider
  • Moratorium and FMU underwriting
  • Very high maximum limits
  • 14 day money back guarantee
  • Easy claims process
  • Apply online enabled
Aviva Global Health Plan Options

Aviva take a fully modular approach and provide you with deep control on shaping the kind of cover you want. Purchase Aviva's "Core Cover", then simply pick and choose form the following as necessary:

USA Cover
Additional Out-Patient
Maternity
Dental
Repatriation
Wellbeing

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Aviva Global Health Member Services

Join over 34 million customers and get access to premier services from one of the world's largest healthcare providers.

Coupled with an impressive suite of features, Aviva pride themselves on being there when you need them most. They have won many awards of the years for their focus on service excellence for 24/7/365 emergency medical assistance, medical advice and a robust set of online policy management tools. They boast an impressive direct-billing hospital network of over making claims processing fast and hassle-free.

Aviva Global Health Sub Products

Aviva offers a fully-modular type international health insurance policy giving you full flexibility to build a package that meets your exact needs. Their Core Cover provides cover for In-Patient, Out-Patient, Cancer, Chronic Conditions and Emergency Evacuation. Using this as your base, you can then bolt on additional Out-Patient cover including Alternative Therapy treatment, Maternity, Dental, Wellbeing and Repatriation for more comprehensive levels of care as required. Selecting additional benefits will naturally increase your premium as a result.

Aviva also provide you flexibility in other ways too: a choice of deductibles (excesses), ability to reduce levels of care, payment frequency options and multiple currencies. The depth of flexibility that Aviva provides in addition to their reputation for high-quality make it an attractive option for many rivalled only by the likes of Allianz and Bupa International.

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Aviva's international health insurance policy provides cover on a global basis.

You can select your geographical cover from region 1 to region 6. If you select a higher region, you will also be covered in any of the lower regions meaning that the higher the region number - the broader the geographical coverage area you will have. For example, if you choose region 4, you will be covered for regions 4, 3, 2 and 1.

Area 1: Arabia, South and East AfricaIncludes:
All countries in Area 1 in addition to: Bahrain, Bangladesh, Botswana, India, Israel, Jordan, Kenya, Kuwait, Malawi, Mozambique, Namibia, Nepal, Oman, Pakistan, Qatar, Saudi Arabia, South Africa, Sri Lanka, Tanzania, Uganda, United Arab Emirates, Yemen, Zambia and Zimbabwe

Area 2: Eastern Europe, Scandinavia and BeneluxIncludes all countries in Area 1 and:
Albania, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic , Denmark, Estonia, Faroe Islands , Finland, Greece, Greenland, Hungary, Iceland, Latvia, Liechtenstein, Lithuania , Luxembourg, Macedonia, Moldova, Netherlands, Norway, Poland, Romania, Russia, Serbia and Montenegro , Slovakia, Slovenia, Sweden, Turkey and Ukraine

Area 3: Far East and AustralasiaIncludes all countries in Areas 1, 2 and:
Afghanistan, Armenia, Australia, Azerbaijan, Bhutan, Brunei Darussalam, Georgia, Indonesia, Japan, Kazakhstan, South Korea, South, Kyrgyzstan, Laos, Lebanon, Lesotho, Malaysia, Malta, Mongolia, Myanmar, New Zealand, Singapore, Swaziland, Syria, Tajikstan, Thailand, Timor (East), Turkmenistan, Uzbekistan and Vietnam

Area 4: Western Europe, excluding Scandinavia and BeneluxIncludes all countries in Areas 1, 2, 3 and:
Andorra, Austria, Republic of Ireland, France, Germany, Gibraltar, Italy , Monaco, Portugal, San Marino, Spain, Switzerland, United Kingdom

Area 5: Rest of Africa, South America, China and HKIncludes all countries in Areas 1, 2, 3, 4 and
Algeria, Angola, Argentina, Belize, Benin, Bolivia, Brazil, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Central African , Republic, Chad, Chile, China, Colombia, Comoros, Congo, Republic, Cook Islands, Djibouti, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Ethiopia, Falkland Islands, Fiji, French Guiana, French Polynesia, Gabon, Gambia, Ghana, Guam, Guatemala, Guinea, Guinea Bissau, Guyana, Honduras, Hong Kong, Iran, Iraq, Ivory Coast, Kiribati, North Korea, Liberia, Libya, Macau, Madagascar, Madeira (Portugal), Maldives, Mali, Mariana Islands, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Morocco, Nauru, New Caledonia, Nicaragua, Niger, Nigeria, Niue, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn, Rwanda, Sao Tome and Principle, Senegal, Seychelles, Sierra Leone, Somalia, St Helena, Sudan, Surinam, Togo, Tonga, Tunisia, Uruguay, Vanuatu and Venezuela

Area 6: USA and the CaribbeanIncludes all countries in Areas 1, 2, 3, 4, 5 and
Anguilla, Antigua and Barbuda, Ascension Isles, Bahamas, Barbados, Bermuda, Cayman Islands, Costa Rica, Cuba, Dominica, Dominican Republic, Dutch Antilles, Grenada, Guadeloupe, Haiti, Jamaica, Montserrat, Puerto Rico, St Kitts and Nevis, St Lucia, St Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, United States of America and Virgin Islands

Compare Aviva Global Health Sub Products

Compare Plans

Core Cover Core & OP
Premium per month Get Quotes Get Quotes
Deductibles
Brochure Pack Download Aviva Brochure Pack Download Aviva Brochure Pack
Maximum Benefit

$7.5 million

$7.5 million

USA Elective Treatment

In-Patient

Core Cover

Core & OP

Hospital Accommodation

Private

Private

In-Patient Surgery
Diagnostic Tests
Prescription Drugs

$4,500

$4,500

Organ Transplant
Physiotherapy
Rehabilitation



$10,500



$10,500

Hospice

$225 per day

$225 per day

Local Ambulance Local Ambulance
Cover for local ambulance expenses incurred where an ambulance is medically necessary to transport the patient.
Oncology



$7,500



$7,500

Out-Patient

Core Cover

Core & OP

Out-Patient Surgery
Medical Practitioner Fees
Specialist Fees
Prescription Drugs
Diagnostic Tests
Diagnostic Scans
Home Nursing Care



60 days



60 days

Prosthetic Devices



$7,500



$7,500

Chiropractic



10 sessions



10 sessions

HIV / AIDS HIV / AIDS
Antiretroviral (ARV) drug treatment that is covered in the event of HIV/AIDS contraction that aims to lessen the likelihood of a patient becoming ill for many years.



$15,000



$15,000

Physiotherapy
Oncology



$7,500



$7,500

Alternative Therapies



10 sessions



10 sessions

Maternity

Core Cover

Core & OP

Pregnancy & Birth Pregnancy & Birth
Cover for expenses associated with routine pregnancy and delivery.
Newborn Care



$150,000



$150,000

Congenital Disorder Congenital Disorder
Newborn defects present at birth.



$75,000



$75,000

Complications of Pregnancy Complications of Pregnancy
Refers to the health of the mother during the pre-natal (preceding) stages of pregnancy such as miscarriage or stillbirth.

Dental

Core Cover

Core & OP

Emergency In-Patient
Emergency Out-Patient



$2,250

$2,250

Routine



$450



$450

Complex



$1,800



$1,800

Orthodontic



$1,800



$1,800

Well-Being

Core Cover

Core & OP

Routine Health Check



$750 once every 2 years



$750 once every 2 years

Vaccinations



$750 once every 2 years



$750 once every 2 years

Psychiatric

Core Cover

Core & OP

In-Patient Treatment

30 days

30 days

Out-Patient Treatment



10 sessions



10 sessions

Evacuation

Core Cover

Core & OP

Medical Evacuation
Medical Repatriation
Repat' of mortal remains



$7,500



$7,500

Compassionate visit



$37.50 (max 30 days)



$37.50 (max 30 days)

Companion expenses

Optical

Optical
Treatment designed to pay a portion of the costs associated with correcting vision.

Core Cover

Core & OP

Eye tests & consultations



$150



$150

Glasses & contacts



$150



$150

Chronic Conditions

Core Cover

Core & OP

Monitoring & maintenance



$30,000



$30,000

Stabilisation of chronic episode



$75,000



$75,000

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Kudos to you guys for taking steps to make insurance a more bearable user experience :]

PHILIP, Start-up Co-founder, CHINARating