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A+ International Southeast Asia Expat Health Insurance

A+ International Healthcare offers international health cover. Plans are underwritten by HIC and reinsured by Allianz France. Administered in the EU and Hong Kong they have over 40 years' experience. Member assistance services are provided by Mondial Assistance, serving its 300,000 members worldwide. They offer expatriates two ranges of plans, a globally portable plan with higher cover limits, and a South East Asia plan range designed for residents in Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand & Vietnam.

Their plans provide extensive medical evacuation and repatriation services, guaranteed lifetime renewability and cover for congenital conditions as standard. They also provide members a global direct-billing network of 10,000+ medical partners.

Key Facts
  • Founded: 2008
  • HQ: Hong Kong
  • Support: Hong Kong
Eligibility
  • Min Entry Age: 18
  • Maximum Entry Age: 70
  • Policy Holder: Expatriate
Highlights
  • Premium level member support via AXA Assistance
  • Moratorium and Full underwriting
  • Lifetime renewable
  • Two ranges of plans, South East Asia and Worldwide
  • Asia time zone service support
  • Submit claims online
  • Submit claims online
A+ International Healthcare South East Asia Plan Options

A+ International provides good flexibility by allowing you to add-on optional cover that's important to you. Shape the cover you want by adding options to your sub-product.

Moratorium Underwriting
Dental cover
Accidental Death and Dismemberment
Temporary Incapacity Cover
Permanent Disability Cover

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A+ International Healthcare South East Asia Member Services

Get access to a rich range of services should difficulties arise.

All A+ members receive access to a wide range of services including: The A+ International 24h service access and the freedom to choose any hospital, clinic, doctor and specialist with A+'s guarantee of payment facility.

A+ International Healthcare South East Asia Sub Products

The Southeast Asia plans are very competitive for expatriates based in Cambodia, Indonesia, Laos, Malaysia, Myanmar, Thailand, Philippines & Vietnam. Options available are Essential, Essential Plus, Serene and Serene Plus. Regarding cover, the Essential plan provides 100% Inpatient and day-patient surgery, while the Plus version adds cover for Inpatient Psychiatric care & Outpatient treatments within 15 days before hospitalisation and up to 30 days after hospital release. The Serene plans provides 100% cover for Inpatient & Outpatient treatment, while the plus version adds Inpatient and Outpatient Psychiatric care.

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The Southeast Asia policy provides cover on a global basis.

Choose from "Worldwide", "Worldwide excluding USA & Canada" or "Restricted in Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand & Vietnam".

A+ Table of Benefits
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Kudos to you guys for taking steps to make insurance a more bearable user experience :]

PHILIP, Start-up Co-founder, CHINARating