Heading abroad for a new adventure is exciting, be it for work, pleasure, or retirement. You have much to plan, but be sure not to forget to research and purchase overseas medical insurance. Health insurance abroad can save you from confusing and expensive experiences, which are decidedly not on your travel itinerary.
Many traditional health plans have restrictions on the type and amount of care covered when you are away from home, and some don’t include any coverage at all. Contact your health insurance provider to learn about their coverage limitations.
Since you probably intend to live abroad for longer than your health coverage provides for, or your current plan will end when you leave your current job, you’ll need overseas health insurance. These plans cover you in your new “home” country for an extended period of time. Medical insurance abroad ensures that any illness or injury you may encounter can be treated safely and affordably, no matter where you are. New countries can have procedures, treatments, drugs, and illnesses you are not familiar with; overseas medical insurance can help you navigate the systems abroad and ensure you are connected with reputable health care providers.
In addition, many countries now require expats moving to their country to have overseas medical insurance of some kind before arriving as a way to ensure foreigners do not drain their public health care systems. Some countries require proof of overseas health insurance as part of the visa process. Some hospitals and other medical facilities will require proof of some sort of health insurance when you check-in and will refuse treatment if it cannot be produced.
Planning to travel extensively while in your new country? Consider purchasing a global medical insurance plan, which will cover you in multiple destinations.
Moving is stressful enough. Research and invest in overseas health insurance so you can relax once you arrive. Compare and choose from over 3,000 health insurance policies for coverage while you’re away. Get a quote now and see the world more safely.