Glossary

Glossary
Underinsured
Refers to those that do not have sufficient insurance to cover loss or damage adequately enough.
Underwriting
Refers to the process that an insurance company uses to assess the eligibility of an applicant to get approval for international health insurance.
URC (Usual, Reasonable and Customary)
This refers to the standard or most common charge for a particular medical service when rendered. It is often seen in table of benefits meaning roughly that the Insurer will pay out whatever amount is usual or reasonable for that specific benefit.
Vaccinations
Refers to immunisations and booster injections in addition to the cost of consultation for administering the vaccine.
Waiting Period
A period of time during which you are not entitled to cover for particular benefits.


  • We are not owned by or tied to any insurer
  • We do not charge for our services
  • We have served thousands of clients in over 75 countries
Read more
true claims
Having been an expatriate for nearly 8 years for the first year or so I had no insurance. After hearing horror stories about people I knew being refused treatment if they couldn’t prove they were insured or could afford the treatment I decided to get a good policy that would cover my family so ...

Read more
Worldwide Cover
International Medical insurance plans for expats protect the health of you and your family globally.
We work with all major Insurers to provide you with cover irrespective of citizenship or residency.
Find your plan now
Your privacy is important to us We do not sell your personal information to 3rd parties without your consent. To learn more read our privacy policy.
Privacy Seals
If you have a question we would love to help
MALAYSIA +60 4296 6491 Serving ALL COUNTRIES
Thank you. One of our advisors will be in touch shortly.
Quote Mark

Kudos to you guys for taking steps to make insurance a more bearable user experience :]

PHILIP, Start-up Co-founder, CHINARating