Refers to those that do not have sufficient insurance to cover loss or damage adequately enough.
Refers to the process that an insurance company uses to assess the eligibility of an applicant to get approval for international health insurance.
URC (Usual, Reasonable and Customary)
This refers to the standard or most common charge for a particular medical service when rendered. It is often seen in table of benefits meaning roughly that the Insurer will pay out whatever amount is usual or reasonable for that specific benefit.
Refers to immunisations and booster injections in addition to the cost of consultation for administering the vaccine.
Waiting Period
A period of time during which you are not entitled to cover for particular benefits.

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Having been an expatriate for nearly 8 years for the first year or so I had no insurance. After hearing horror stories about people I knew being refused treatment if they couldn’t prove they were insured or could afford the treatment I decided to get a good policy that would cover my family so ...

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An excess / deductible is the amount you pay before the insurance company will pay for medical expenses. Selecting a high excess when you buy or renew your policy reduces your premium costs.
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