Glossary

Glossary
Underinsured
Refers to those that do not have sufficient insurance to cover loss or damage adequately enough.
Underwriting
Refers to the process that an insurance company uses to assess the eligibility of an applicant to get approval for international health insurance.
URC (Usual, Reasonable and Customary)
This refers to the standard or most common charge for a particular medical service when rendered. It is often seen in table of benefits meaning roughly that the Insurer will pay out whatever amount is usual or reasonable for that specific benefit.
Vaccinations
Refers to immunisations and booster injections in addition to the cost of consultation for administering the vaccine.
Waiting Period
A period of time during which you are not entitled to cover for particular benefits.


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true claims
During my first year in Malaysia I had heard of Dengue but did not pay much attention to it. One day I developed fever and my body was aching. Just normal flu I thought but one of my Malaysian friends advised me to check if it was dengue or not and luckily enough I went to the hospital early. Upon a ...

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Payment Frequency
International plans can usually be paid for on a monthly, quarterly, bi-annual and annual basis. Pay on an annual basis and save as much as 20% on your premium.
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PHILIP, Start-up Co-founder, CHINARating