Glossary

Glossary
Underinsured
Refers to those that do not have sufficient insurance to cover loss or damage adequately enough.
Underwriting
Refers to the process that an insurance company uses to assess the eligibility of an applicant to get approval for international health insurance.
URC (Usual, Reasonable and Customary)
This refers to the standard or most common charge for a particular medical service when rendered. It is often seen in table of benefits meaning roughly that the Insurer will pay out whatever amount is usual or reasonable for that specific benefit.
Vaccinations
Refers to immunisations and booster injections in addition to the cost of consultation for administering the vaccine.
Waiting Period
A period of time during which you are not entitled to cover for particular benefits.


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I've always been healthy but since emigrating overseas I seem to be more prone to getting sick. One night I ate at a new Chinese restaurant that opened up close to my home. The meal was fine but that night I woke up in agony with wrenching stomach pains. I ran to the toilet and got sick and had a ba ...

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Hospitals and Doctors
International health insurance provides you with flexibility to choose any hospital or doctor for treatment that you like within your chosen area of cover.
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Kudos to you guys for taking steps to make insurance a more bearable user experience :]

PHILIP, Start-up Co-founder, CHINARating