Glossary

Glossary
Underinsured
Refers to those that do not have sufficient insurance to cover loss or damage adequately enough.
Underwriting
Refers to the process that an insurance company uses to assess the eligibility of an applicant to get approval for international health insurance.
URC (Usual, Reasonable and Customary)
This refers to the standard or most common charge for a particular medical service when rendered. It is often seen in table of benefits meaning roughly that the Insurer will pay out whatever amount is usual or reasonable for that specific benefit.
Vaccinations
Refers to immunisations and booster injections in addition to the cost of consultation for administering the vaccine.
Waiting Period
A period of time during which you are not entitled to cover for particular benefits.


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true claims
In 2006 I was celebrating something in Beijing and in a moment had picked up a friend and jumped in the air. Upon landing I put my back out and was in pain. In the days that followed I did not feel anything during the day, but when sleeping had a lot of pain. I thought it would fix itself after a we ...

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Payment Frequency
International plans can usually be paid for on a monthly, quarterly, bi-annual and annual basis. Pay on an annual basis and save as much as 20% on your premium.
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