Glossary

Glossary
Underinsured
Refers to those that do not have sufficient insurance to cover loss or damage adequately enough.
Underwriting
Refers to the process that an insurance company uses to assess the eligibility of an applicant to get approval for international health insurance.
URC (Usual, Reasonable and Customary)
This refers to the standard or most common charge for a particular medical service when rendered. It is often seen in table of benefits meaning roughly that the Insurer will pay out whatever amount is usual or reasonable for that specific benefit.
Vaccinations
Refers to immunisations and booster injections in addition to the cost of consultation for administering the vaccine.
Waiting Period
A period of time during which you are not entitled to cover for particular benefits.


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I’ve been an expatriate for a number of years now and have been very glad of my medical insurance plan and the peace of mind it provides. I’m a keen sportsman and over the years have picked up a fair few knocks, broken bones, etc. When I first arrived in China I immediately got involved ...

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Worldwide Evacuation
Selected plans feature emergency evacuation to transport you to the nearest appropriate medical centre if you become seriously ill and necessary treatment is not available locally
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Kudos to you guys for taking steps to make insurance a more bearable user experience :]

PHILIP, Start-up Co-founder, CHINARating